Last Updated: 3/17/2026
Harbor & Oak Insurance Advisors, LLC is a licensed independent insurance agency in the State of Texas. Texas Department of Insurance License No.: 3376178. We act as an intermediary between clients and insurance carriers and do not underwrite or guarantee policies.
Premium savings of 10-30% represent results achieved by past Harbor & Oak clients and are not a guarantee of future savings. Individual results will vary depending on your current coverage, risk profile, property type, carrier, and other factors. A consultation does not obligate you to make any changes to your current coverage.
Testimonials reflect the individual experiences of past clients and are not representative of results all clients will achieve. Savings amounts cited are based on actual client outcomes but are not guaranteed. Results vary based on individual circumstances, coverage needs, carrier availability, and market conditions.
Information provided on this website is for general informational purposes only and does not constitute insurance, legal, financial, or tax advice. Coverage availability, terms, and pricing are subject to underwriting approval and may vary by carrier and location.
Questions about these disclosures? Contact us at:
Harbor & Oak Insurance Advisors, LLC
Phone: (940) 239-8325